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Category Archives: People Stress

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13 March 2018, Munich RE, Natural disasters in 2017 were a sign of things to come – New coverage concepts are needed. 2017 was a wake-up call. After a number of relatively benign years, natural disasters in 2017 caused overall losses of … Continue reading →

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28 November 2017, Moody’s Investor Service, The growing effects of climate change, including climbing global temperatures, and rising sea levels, are forecast to have an increasing economic impact on US state and local issuers. This will be a growing negative credit factor for issuers without sufficient adaptation and mitigation strategies, Moody’s Investors Service says in a new report. The report differentiates between climate trends, which are a longer-term shift in the climate over several decades, versus climate shock, defined as extreme weather events like natural disasters, floods, and droughts which are exacerbated by climate trends. Our credit analysis considers the effects of climate change when we believe a meaningful credit impact is highly likely to occur and not be mitigated by issuer actions, even if this is a number of years in the future. Climate shocks or extreme weather events have sharp, immediate and observable impacts on an issuer’s infrastructure, economy and revenue base, and environment. As such, we factor these impacts into our analysis of an issuer’s economy, fiscal position and capital infrastructure, as well as management’s ability to marshal resources and implement strategies to drive recovery. Extreme weather patterns exacerbated by changing climate trends include higher rates of coastal storm damage, more frequent droughts, and severe heat waves. These events can also cause economic challenges like smaller crop yields, infrastructure damage, higher energy demands, and escalated recovery costs. Read More here

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2 November 2017, The Conversation, Extreme weather leads to public health crises – so health and climate experts must work together. This year has seen a number of extreme weather events around the globe, from hurricanes in the Americas to devastating flooding in South Asia. The loss of lives, homes and livelihoods are made worse by subsequent disease outbreaks: after the South Asian floods, more than 12,000 cases of watery diarrhoea were reported in Bangladesh. Presumably, many more cases are unreported. As our climate changes, severe weather events (especially intense rainfall) will become the “new normal”. The connection between climate and disease is well established, even in less extreme situations.This makes it vital that our meteorologists, climate scientists and health systems work closely together. Particularly, health professionals should make better use of weather forecasts to proactively manage disease risk. Climate outlooks – with a longer-term perspective than weather forecasts – can also help with long-range tactical and strategic planning. The link between climate change and disease. Climate change projections consistently indicate increased climate variability. A more variable climate creates conditions for the spread and control of infectious disease. In particular, changes in the intensity and duration of rain can help spread pathogens through water. Both floods and droughts can increase waterborne infections, either when clean and dirty water mix during floods, or through inadequate storage and concentration of toxic organisms when water is scarce. Read More here

 

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13 October 2017, UN, Climate change is a threat to rich and poor alike. From Miami and Puerto Rico to Barbuda and Havana, the devastation of this year’s hurricane season across Latin America and the Caribbean serves as a reminder that the impacts of climate change know no borders. In recent weeks, Category 5 hurricanes have brought normal life to a standstill for millions in the Caribbean and on the American mainland. Harvey, Irma and Maria have been particularly damaging. The 3.4 million inhabitants of Puerto Rico have been scrambling for basic necessities including food and water, the island of Barbuda has been rendered uninhabitable, and dozens of people are missing or dead on the UNESCO world heritage island of Dominica. The impact is not confined to this region. The record floods across Bangladesh, India and Nepal have made life miserable for some 40 million people.  More than 1,200 people have died and many people have lost their homes, crops have been destroyed, and many workplaces have been inundated. Meanwhile, in Africa, over the last 18 months 20 countries have declared drought emergencies, with major displacement taking place across the Horn region. For those countries that are least developed the impact of disasters can be severe, stripping away livelihoods and progress on health and education; for developed and middle-income countries the economic losses from infrastructure alone can be massive; for both, these events reiterate the need to act on a changing climate that threatens only more frequent and more severe disasters. Read More here

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